Written for people who do not work in finance. Every guide sets out its sources, so you can check the position with the ATO, ASIC or your state revenue office.
The 20% rule is not a rule. What lenders actually require, what LMI costs, and when a smaller deposit is the better decision.
8 min readIncome, expenses, debts and the serviceability buffer. Why two lenders can reach very different figures on identical paperwork.
9 min readThe 5% Deposit Scheme, stamp duty concessions and the First Home Super Saver, with links to each government source.
7 min readHow to work out your break-even point, what switching costs, and the situations where staying put is the better option.
8 min readBeyond the deposit: stamp duty, conveyancing, inspections, loan fees and the costs people tend to overlook.
6 min readLVR, offset, comparison rate, cross-collateralisation. Every term you are likely to meet, defined in one sentence.
Open the glossary →One free, no-pressure conversation is usually all it takes to know your options.