If something has gone wrong, here is exactly how to raise it, how long it should take, and where to go if we don't resolve it.
If you're unhappy with anything we've done, please raise it with us directly. Most issues are resolved quickly once someone knows about them.
You can refer your complaint to the Australian Financial Complaints Authority (AFCA). AFCA provides free, fair and independent dispute resolution for consumers. Their decision is binding on us, but not on you - you remain free to pursue other options.
Salib and Co Pty Ltd is a member of AFCA, membership number 124864.
If you are struggling to meet repayments, contact your lender directly as soon as possible - you have a right to request a hardship variation, and lenders are obliged to consider it. You can also speak to a free financial counsellor on the National Debt Helpline, 1800 007 007. We're happy to help you work out who to call.